Our People

Matt Bonitatibus
bonitatibus | Our People
Loan Specialist
Phone 706-860-4200
Toll Free (800) 860-4714
Fax (706) 860-4205
NMLS#210010
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Matt Bonitatibus is a native Augustan who has graduated with a Bachelors Degree in Business Administration from Augusta State University. Matt's educational background includes finance, economics, and management. He is also a graduate of the Capstone Institute of Mortgage Banking. He is a member of the Augusta Board of Realtors, Builders Association of Metro Augusta, and the Sales and Marketing Council of Augusta. Matt and his wife, Tonya, are the proud parents of a two wonderful boys. Matt is committed to making his clients' home buying experience easy and stress free. He can be reached anytime at 706-860-4200 or 706-496-6936 for advice on a variety of competitive home mortgage loan products. Matt is dedicated to finding the best mortgage products at the most competitive rates and terms for his clients. Call Matt today for instant, on the spot approval of your mortgage loan request. Matt can be reached at anytime by calling his cell phone 706-496-6936, his office phone 706-860-4200 or by emailing him at mbonitat@augustamortgage.com.
Melissa Fulghum
fulghum | Our People
Loan Specialist
Phone (706) 860-4200
Toll Free (800) 860-4714
Fax (706) 860-4205
NMLS#209846
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Melissa Fulghum, a native of Augusta, has been in the mortgage banking industry since 2001. Melissa received her Associate's Degree from Georgia Military College in the Science of Business Administration in 2001. She has been actively involved in the residential mortgage lending business for the past 7 years and is well versed in conventional conforming and non-conforming loan products as well as VA and FHA loan programs. She is a member of the Augusta Board of Realtors, Builders Association of Metro Augusta, and the Sales and Marketing Council of Augusta. Melissa dedicates herself to her customers with the goal of achieving 100% customer satifaction. Customer service is her top priority. For the most competitive rates and terms available and personalized expert service, call Melissa today. She welcomes the opportunity to be of service to you. Melissa can be reached at any time by calling her cell phone 706-564-6993, her office phone 706-860-4200 or by emailing her at mfulghum@augustamortgage.com.
Donna Lovelace
Lovelace | Our People
Vice President
Phone (706) 860-4200
Toll Free (800) 860-4714
Fax (706) 860-4205
NMLS#210053
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Donna Lovelace has been active in the mortgage industry in the area since 1985. She joined Augusta Mortgage in 1997 and is a Vice President with the company. She is a member of the Mortgage Bankers Association of Augusta where she served as its Secretary, Treasurer and President. She received the Mortgage Banker of the year distinction two years in a row. Donna is also active with the Augusta Board of Realtors, Sales and Marketing Council of Augusta, Builders Association of Metro Augusta, where she served as Associate Vice President and as the Chairman of its Associates Council. Donna is also actively involved in the East Central Georgia Partners in Homeownership; a non-profit organization that educates potential first time homebuyers. She is considered an expert in this field. Donna and her husband Jim live in Martinez and have two grown daughters and three grandchildren. She volunteers with the Girl Scouts CSRA and the United Way of the CSRA. In her spare time she loves to play golf! Call Donna for all your mortgage needs. Donna can be reached at anytime by calling her cell phone 706-267-0592, her office phone 706-860-4200, by emailing her at dlovelace@augustamortgage.com.
Kevin McDougal
mcdougal | Our People
Loan Specialist
Phone (706) 860-4200
Toll Free (800) 860-4714
Fax (706) 860-4205
NMLS#211889
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Kevin McDougal was born and raised in Florence, SC and has over 8 years of experience in the mortgage industry. He graduated from Clemson University with a BS in Corporate Finance in December of 2000. After graduating, Kevin worked and traveled through Australia for 6 months before beginning his career in the mortgage industry in Charlotte, NC. With his excellent customer service skills and hard work, Kevin excelled at every position he has held including post-closing, closing, underwriting and sales. Kevin moved to Augusta in January 2005 with his Augusta-native wife, Amelia McCutcheon, to expand his mortgage career. He joined Augusta Mortgage Company as a residential loan specialist where he currently excels as a mortgage loan originator. Kevin and his wife are proud parents of their 3-year-old son, Fripp, and their newborn baby Crawford. Kevin enjoys spending time with his family, playing golf, hunting, fishing and boating. Kevin is an Eagle Scout and a member of the Executive Board of the Georgia-Carolina Council of Boy Scouts of America. He is a member of the Augusta Board of Realtors, Builders Association of Metro Augusta and the Sales and Marketing Council of Augusta. He is also member of the Exchange Club of Richmond County and an active member of Good Shepherd Episcopal Church. Kevin can be reached at anytime by calling his cell phone 706-513-4682, his office phone 706-860-4200 or by emailing him at kmcdougal@augustamortgage.com.
Larry Moss
moss | Our PeoplePresident
Phone (706) 860-4200
Toll Free 1-800-860-4714
Fax (706) 860-4205
NMLS#149382
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Larry Moss graduated with a BA Degree from the University of Georgia in 1974. Larry has actively engaged in the management of Augusta Mortgage Co. since 1977. Larry is a member of the Mortgage Bankers Association of Georgia, Mortgage Bankers Association of America, the Greater Augusta Association of Realtors, and the Builders Association of Metro Augusta. He is a 1981 graduate of Leadership Augusta, Past President of the Mortgage Bankers Association of Georgia, Past President of the Mortgage Bankers Association of Augusta, Past President of the Augusta Chapter of the Juvenile Diabetes Research Foundation, and Past President of the Kiwanis Club of Augusta. He has also served as a Board member of the Family Y of Augusta. Larry presently serves on the Lender Advisory Board of the Department of Community Affairs, the Advisory Board of St. John Towers, the Church Council Chair of Trinity on the Hill United Methodist Church. Larry can be reached at anytime by calling his cell phone 706-829-7870, his office phone 706-860-4200 or by emailing him at larrydmoss@augustamortgage.com.
Ashley M. Gillian
AG3 | Our People
Loan Specialist Phone 706-860-4200
Toll Free (800) 860-4714
Fax (706) 860-4205
NMLS#210059
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Ashley Gillian was born and raised in the CSRA and is making North Augusta, SC her home. Ashley received an Associate of Arts Degree from Aiken Technical College and is a member of Aiken Young Professionals. Nine years ago Ashley entered the mortgage business where she put her business knowledge and wisdom to work to assist many individuals in purchasing a home or to refinance. She is well versed in conventional conforming, USDA rural development loans as well as FHA and VA loan products. When away from the office, she enjoys spending time with family and friends, college football games, water recreation, and reading. She is married to Kevin Gillian, a North Augusta native. Kevin is a member of Blanchards and Calhouns Real Estate office in Aiken. Ashleys goal in working with families and individuals purchasing a home is to provide personalized stress free customer service to her clients. With her dedication and mortgage lending experience specializing in South Carolina and Georgia, she feels she can accomplish this goal and assist her clients. Ashleys determination and perseverance has gained her the reputation as the person to make dreams come true for those seeking home ownership. For the most competitive rates, loan programs and personalized service, call Ashley. She can be reached at any time by Cell 803-341-0361, office, 706-860-4200 or e-mail agillian@augustamortgage.com.