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Donna Lovelace Donna Lovelace Phone (706) 860-4200 Vice President Toll Free (800) 860-4714 Donna Lovelace has been active in the mortgage industry in the area since 1985. She joined Augusta Mortgage in 1997 and is a Vice President with the company. She is a member of the Mortgage Bankers Association of Augusta where she served as its Secretary, Treasurer and President. She received the Mortgage Banker of the year distinction two years in a row. Donna is also active with the Builders Association of Metro Augusta, where she served as Associate Vice President and as the Chairman of its Associates Council. Donna is also actively involved in the East Central Georgia Partners in Homeownership; a non-profit organization that educates potential first time homebuyers. She is considered an expert in this field. Donna and her husband Jim live in Martinez and have two grown daughters and three grandchildren. She volunteers with the Girl Scouts CSRA and the United Way of the CSRA. In her spare time she loves to play golf! Call Donna for all your mortgage needs. She can be reached at (706) 860-4200 or (706) 267-0592 or via e-mail at dlovelace@augustamortgage.com   Fax (706) 860-4205 Email Larry Moss Larry Moss Phone (706) 860-4200 President Toll Free 1-800-860-4714 Larry Moss graduated with a BA Degree from the University of Georgia in 1974. Larry has actively engaged in the management of Augusta Mortgage Co. since 1977. Larry is a member of the Mortgage Bankers Association of Georgia, Mortgage Bankers Association of America, the Greater Augusta Association of Realtors, and the Builders Association of Metro Augusta. He is a 1981 graduate of Leadership Augusta, Past President of the Mortgage Bankers Association of Georgia, Past President of the Mortgage Bankers Association of Augusta, Past President of the Augusta Chapter of the Juvenile Diabetes Research Foundation, and Past President of the Kiwanis Club of Augusta. He has also served as a Board member of the Family Y of Augusta. Larry presently serves on the Lender Advisory Board of the Department of Community Affairs, the Advisory Board of Saint John’s Towers, the Church Council Chair of Trinity on the Hill United Methodist Church.   Fax (706) 860-4205 Email Matt Bonitatibus Matt Bonitatibus Phone 706-860-4200 Originator Toll Free (800) 860-4714 Matt Bonitatibus is a native Augustan who has recently graduated with a Bachelors Degree in Business Administration from Augusta State University. Matt’s educational background includes finance, economics, and management. He is also a recent graduate of the Capstone Institute of Mortgage Banking. Matt and his wife, Tonya, are the proud parents of a wonderful son and are expecting a new joy to enter their lives in December. Matt is committed to making his clients’ home buying experience easy and stress free. He can be reached anytime @ 706-860-4200 or 706-496-6936 for advice on a variety of competitive home mortgage loan products. Matt is dedicated to finding the best mortgage products at the most competitive rates and terms for his clients. Call Matt today for instant, on the spot approval of your mortgage loan request.   Fax (706) 860-4205 Email Kevin McDougal Kevin McDougal Phone (706) 860-4200 Loan Originator Toll Free (800) 860-4714 Kevin McDougal was born and raised in Florence, SC and has 7 years of experience in the mortgage industry. He graduated from Clemson University with a BS in Corporate Finance in December of 2000. After graduating, Kevin worked and traveled through Australia for 6 months before beginning his career in the mortgage industry in Charlotte, NC with HSBC Bank. With his excellent customer service skills and hard work, Kevin excelled at every position he has held including post-closing, closing, underwriting and sales. Kevin moved to Augusta in January 2005 with his Augusta-native wife, Amelia McCutcheon, to expand wholesale mortgage lending for HSBC. They are proud parents of their 2 year old son, Fripp. Kevin enjoys spending time with his family, playing golf, hunting, fishing and boating. Kevin is an Eagle Scout and an active member of Good Shepherd Episcopal Church. Call Kevin anytime at 706-513-4682 to find out how your dreams of homeownership can become a reality.   Fax (706) 860-4205 Email Melissa Fulghum Melissa Fulghum Phone (706) 860-4200 Loan Originator Toll Free (800) 860-4714 Melissa Fulghum, a native of Augusta, has been in the mortgage banking industry since 2001. Melissa received her Associate's Degree from Georgia Military College in the Science of Business Administration in 2001. She has been actively involved in the residential mortgage lending business for the past 7 years and is well versed in conventional conforming and non-conforming loa1 products as well as VA and FHA loan programs. Melissa dedicates herself to her customers with the goal of achieving 100% customer satifaction. Customer service is her top priority. For the most competitive rates and terms available and personalized expert service, call Melissa today. She welcomes the opportunity to be of service to you. Melissa can be reached at any time by calling 706.564.6993.   Fax (706) 860-4205 Email

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