Customer Privacy Policy Notice
This Notice is being provided on behalf of Augusta Mortgage pursuant to the Requirements of federal privacy laws applicable to financial institutions.
Our Privacy Pledge
At Augusta Mortgage we know that your privacy is very important to you and we are committed to protecting it. We value your trust and we want you to know what information we collect, how we use this information, and how we protect it. We treat personal information, that is, non-public information that identifies you, with respect and in accordance with this Privacy Policy and with all applicable laws and regulations. Our employees are trained to respect the importance of maintaining the confidentiality of customer information. We use appropriate security procedures designed to help prevent unauthorized access to customer information. We hope that this Privacy Policy will maintain your trust in us and demonstrate our commitment to protect your personal information.
Our Information Practices
This privacy policy applies to current and former customers of Augusta Mortgage. The following policies and procedures protect the privacy of your information, whether you are a current or former client:
Categories of Information We May Collect
In the normal course of business, we may collect the following types of information:
- Information you provide on applications, forms, and other information that you provide to us, whether in writing, in person, by telephone, electronically or by any other means. This information may include your name, address, employment, income, assets, credit, and other household information.
- Information about your transactions with us, our affiliates, and others. This information may include account balances, payment history, and account usage.
- Information collected with your authorization, from consumer credit reports, such as credit relationships and history.
- Information gathered from our web sites through on-line forms, site visit data, and on-line information collecting devices such as “cookies” and other tracking technologies.
The collection of this information, often necessary to properly evaluate, maintain, and service your account, may occur at various times while you have an account relationship with us. We make every effort to maintain accurate and complete customer information.
How We Use Your Information
We may share all of the information we collect about you, as described above, with companies outside of Augusta Mortgage who perform marketing services on our behalf or with other financial institutions with which we have joint marketing agreements.
We may also share information with companies outside of Augusta Mortgage as permitted by law, such as to respond to a subpoena or court order, to prevent fraud or to comply with an inquiry by a government agency.
We will not sell your personal information and we will not permit third parties, with whom we legally share your personal information, to sell, market, or resell your personal information.
Sharing Information with Augusta Mortgage affiliates*
We may share transaction and experience information about you, including identifying information (such as your name and address), and other information permitted by law, within the Augusta Mortgage network.
Safeguarding Your Information
Access to customer information is limited to personnel who need the information to perform their job responsibilities. We maintain physical, electronic and procedural safeguards that meet or exceed applicable regulations. We periodically review our security standards, procedures and technology to protect against unauthorized access to your confidential information.
Keeping You Informed With Our Privacy Policy
We will inform you of our privacy policy at least once a year, as long as you remain a customer with Augusta Mortgage. You may also request a copy by writing to:
Augusta Mortgage Company
243 Davis Road
Augusta, GA 30907
